LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,336
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,248
−HK$928/mo
Today · 4.125%
HK$31,176
baseline
▲ 0.50% · 4.625%
HK$33,072
+HK$1,896/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,352/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$482,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,636
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,511
−HK$888/mo
Today · 4.125%
HK$34,399
baseline
▲ 0.50% · 4.625%
HK$36,212
+HK$1,813/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,798/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$482,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,203
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,298
−HK$1,113/mo
Today · 4.125%
HK$37,411
baseline
▲ 0.50% · 4.625%
HK$39,687
+HK$2,276/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$74,822/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,163
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,213
−HK$1,066/mo
Today · 4.125%
HK$41,279
baseline
▲ 0.50% · 4.625%
HK$43,455
+HK$2,176/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$82,558/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,070
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,348
−HK$1,298/mo
Today · 4.125%
HK$43,646
baseline
▲ 0.50% · 4.625%
HK$46,301
+HK$2,655/mo
Deposit HK$3.86M · loan HK$9.01M · min. income ≈ HK$87,292/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,690
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$46,916
−HK$1,243/mo
Today · 4.125%
HK$48,159
baseline
▲ 0.50% · 4.625%
HK$50,697
+HK$2,538/mo
Deposit HK$3.86M · loan HK$9.01M · min. income ≈ HK$96,318/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,805
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,447
−HK$1,669/mo
Today · 4.125%
HK$56,116
baseline
▲ 0.50% · 4.625%
HK$59,530
+HK$3,414/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$112,232/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,745
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,320
−HK$1,598/mo
Today · 4.125%
HK$61,918
baseline
▲ 0.50% · 4.625%
HK$65,182
+HK$3,264/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$123,836/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,445 · Scale 2, in force from 26 Feb 2026)