LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,338
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,250
−HK$928/mo
Today · 4.125%
HK$31,178
baseline
▲ 0.50% · 4.625%
HK$33,075
+HK$1,897/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,356/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$482,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,638
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,513
−HK$888/mo
Today · 4.125%
HK$34,401
baseline
▲ 0.50% · 4.625%
HK$36,215
+HK$1,814/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,802/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$482,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,205
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,301
−HK$1,112/mo
Today · 4.125%
HK$37,413
baseline
▲ 0.50% · 4.625%
HK$39,690
+HK$2,277/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$74,826/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,166
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,216
−HK$1,066/mo
Today · 4.125%
HK$41,282
baseline
▲ 0.50% · 4.625%
HK$43,458
+HK$2,176/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$82,564/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,073
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,351
−HK$1,298/mo
Today · 4.125%
HK$43,649
baseline
▲ 0.50% · 4.625%
HK$46,305
+HK$2,656/mo
Deposit HK$3.86M · loan HK$9.01M · min. income ≈ HK$87,298/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,693
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$46,919
−HK$1,243/mo
Today · 4.125%
HK$48,162
baseline
▲ 0.50% · 4.625%
HK$50,701
+HK$2,539/mo
Deposit HK$3.86M · loan HK$9.01M · min. income ≈ HK$96,324/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,808
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,451
−HK$1,669/mo
Today · 4.125%
HK$56,120
baseline
▲ 0.50% · 4.625%
HK$59,534
+HK$3,414/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$112,240/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,749
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,324
−HK$1,599/mo
Today · 4.125%
HK$61,923
baseline
▲ 0.50% · 4.625%
HK$65,187
+HK$3,264/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$123,846/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,477 · Scale 2, in force from 26 Feb 2026)