LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,339
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,252
−HK$927/mo
Today · 4.125%
HK$31,179
baseline
▲ 0.50% · 4.625%
HK$33,076
+HK$1,897/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,358/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$482,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,640
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,515
−HK$888/mo
Today · 4.125%
HK$34,403
baseline
▲ 0.50% · 4.625%
HK$36,216
+HK$1,813/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,806/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$482,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,207
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,302
−HK$1,113/mo
Today · 4.125%
HK$37,415
baseline
▲ 0.50% · 4.625%
HK$39,691
+HK$2,276/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$74,830/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,168
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,218
−HK$1,066/mo
Today · 4.125%
HK$41,284
baseline
▲ 0.50% · 4.625%
HK$43,460
+HK$2,176/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$82,568/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,075
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,353
−HK$1,298/mo
Today · 4.125%
HK$43,651
baseline
▲ 0.50% · 4.625%
HK$46,307
+HK$2,656/mo
Deposit HK$3.86M · loan HK$9.01M · min. income ≈ HK$87,302/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,695
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$46,921
−HK$1,243/mo
Today · 4.125%
HK$48,164
baseline
▲ 0.50% · 4.625%
HK$50,703
+HK$2,539/mo
Deposit HK$3.86M · loan HK$9.01M · min. income ≈ HK$96,328/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,811
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,453
−HK$1,669/mo
Today · 4.125%
HK$56,122
baseline
▲ 0.50% · 4.625%
HK$59,537
+HK$3,415/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$112,244/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,751
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,327
−HK$1,598/mo
Today · 4.125%
HK$61,925
baseline
▲ 0.50% · 4.625%
HK$65,190
+HK$3,265/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$123,850/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,499 · Scale 2, in force from 26 Feb 2026)