LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,343
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,256
−HK$927/mo
Today · 4.125%
HK$31,183
baseline
▲ 0.50% · 4.625%
HK$33,081
+HK$1,898/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,366/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$482,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,644
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,519
−HK$889/mo
Today · 4.125%
HK$34,408
baseline
▲ 0.50% · 4.625%
HK$36,221
+HK$1,813/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,816/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$482,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,212
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,307
−HK$1,113/mo
Today · 4.125%
HK$37,420
baseline
▲ 0.50% · 4.625%
HK$39,697
+HK$2,277/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$74,840/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,173
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,223
−HK$1,066/mo
Today · 4.125%
HK$41,289
baseline
▲ 0.50% · 4.625%
HK$43,465
+HK$2,176/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$82,578/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,080
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,358
−HK$1,298/mo
Today · 4.125%
HK$43,656
baseline
▲ 0.50% · 4.625%
HK$46,313
+HK$2,657/mo
Deposit HK$3.86M · loan HK$9.01M · min. income ≈ HK$87,312/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,701
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,927
−HK$1,244/mo
Today · 4.125%
HK$48,171
baseline
▲ 0.50% · 4.625%
HK$50,710
+HK$2,539/mo
Deposit HK$3.86M · loan HK$9.01M · min. income ≈ HK$96,342/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,818
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,461
−HK$1,669/mo
Today · 4.125%
HK$56,130
baseline
▲ 0.50% · 4.625%
HK$59,545
+HK$3,415/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$112,260/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,759
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,335
−HK$1,599/mo
Today · 4.125%
HK$61,934
baseline
▲ 0.50% · 4.625%
HK$65,198
+HK$3,264/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$123,868/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,563 · Scale 2, in force from 26 Feb 2026)