LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,344
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,257
−HK$927/mo
Today · 4.125%
HK$31,184
baseline
▲ 0.50% · 4.625%
HK$33,082
+HK$1,898/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,368/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$482,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,645
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,521
−HK$888/mo
Today · 4.125%
HK$34,409
baseline
▲ 0.50% · 4.625%
HK$36,222
+HK$1,813/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,818/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$482,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,213
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,308
−HK$1,113/mo
Today · 4.125%
HK$37,421
baseline
▲ 0.50% · 4.625%
HK$39,698
+HK$2,277/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$74,842/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,174
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,225
−HK$1,065/mo
Today · 4.125%
HK$41,290
baseline
▲ 0.50% · 4.625%
HK$43,467
+HK$2,177/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$82,580/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,082
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,360
−HK$1,298/mo
Today · 4.125%
HK$43,658
baseline
▲ 0.50% · 4.625%
HK$46,314
+HK$2,656/mo
Deposit HK$3.86M · loan HK$9.01M · min. income ≈ HK$87,316/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,703
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$46,929
−HK$1,243/mo
Today · 4.125%
HK$48,172
baseline
▲ 0.50% · 4.625%
HK$50,711
+HK$2,539/mo
Deposit HK$3.86M · loan HK$9.01M · min. income ≈ HK$96,344/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,819
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,462
−HK$1,670/mo
Today · 4.125%
HK$56,132
baseline
▲ 0.50% · 4.625%
HK$59,547
+HK$3,415/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$112,264/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,761
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,337
−HK$1,599/mo
Today · 4.125%
HK$61,936
baseline
▲ 0.50% · 4.625%
HK$65,200
+HK$3,264/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$123,872/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,579 · Scale 2, in force from 26 Feb 2026)