LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,346
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,258
−HK$928/mo
Today · 4.125%
HK$31,186
baseline
▲ 0.50% · 4.625%
HK$33,083
+HK$1,897/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,372/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$482,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,647
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,522
−HK$888/mo
Today · 4.125%
HK$34,410
baseline
▲ 0.50% · 4.625%
HK$36,224
+HK$1,814/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,820/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$482,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,215
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,310
−HK$1,113/mo
Today · 4.125%
HK$37,423
baseline
▲ 0.50% · 4.625%
HK$39,700
+HK$2,277/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$74,846/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,176
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,227
−HK$1,066/mo
Today · 4.125%
HK$41,293
baseline
▲ 0.50% · 4.625%
HK$43,469
+HK$2,176/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$82,586/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,084
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,362
−HK$1,298/mo
Today · 4.125%
HK$43,660
baseline
▲ 0.50% · 4.625%
HK$46,317
+HK$2,657/mo
Deposit HK$3.86M · loan HK$9.01M · min. income ≈ HK$87,320/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,705
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,931
−HK$1,244/mo
Today · 4.125%
HK$48,175
baseline
▲ 0.50% · 4.625%
HK$50,714
+HK$2,539/mo
Deposit HK$3.86M · loan HK$9.01M · min. income ≈ HK$96,350/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,822
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,465
−HK$1,669/mo
Today · 4.125%
HK$56,134
baseline
▲ 0.50% · 4.625%
HK$59,550
+HK$3,416/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$112,268/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,764
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,340
−HK$1,599/mo
Today · 4.125%
HK$61,939
baseline
▲ 0.50% · 4.625%
HK$65,204
+HK$3,265/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$123,878/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,604 · Scale 2, in force from 26 Feb 2026)