LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,347
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,260
−HK$927/mo
Today · 4.125%
HK$31,187
baseline
▲ 0.50% · 4.625%
HK$33,085
+HK$1,898/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,374/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$482,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,648
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,524
−HK$888/mo
Today · 4.125%
HK$34,412
baseline
▲ 0.50% · 4.625%
HK$36,226
+HK$1,814/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,824/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$482,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,216
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,312
−HK$1,113/mo
Today · 4.125%
HK$37,425
baseline
▲ 0.50% · 4.625%
HK$39,702
+HK$2,277/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$74,850/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,178
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,228
−HK$1,066/mo
Today · 4.125%
HK$41,294
baseline
▲ 0.50% · 4.625%
HK$43,471
+HK$2,177/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$82,588/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,086
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,364
−HK$1,298/mo
Today · 4.125%
HK$43,662
baseline
▲ 0.50% · 4.625%
HK$46,319
+HK$2,657/mo
Deposit HK$3.86M · loan HK$9.01M · min. income ≈ HK$87,324/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,707
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,933
−HK$1,244/mo
Today · 4.125%
HK$48,177
baseline
▲ 0.50% · 4.625%
HK$50,716
+HK$2,539/mo
Deposit HK$3.86M · loan HK$9.01M · min. income ≈ HK$96,354/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,824
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,467
−HK$1,670/mo
Today · 4.125%
HK$56,137
baseline
▲ 0.50% · 4.625%
HK$59,553
+HK$3,416/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$112,274/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,766
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,343
−HK$1,598/mo
Today · 4.125%
HK$61,941
baseline
▲ 0.50% · 4.625%
HK$65,206
+HK$3,265/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$123,882/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,624 · Scale 2, in force from 26 Feb 2026)