LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,347
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,260
−HK$927/mo
Today · 4.125%
HK$31,187
baseline
▲ 0.50% · 4.625%
HK$33,085
+HK$1,898/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$62,374/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$482,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,648
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,524
−HK$888/mo
Today · 4.125%
HK$34,412
baseline
▲ 0.50% · 4.625%
HK$36,226
+HK$1,814/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$68,824/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$482,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,216
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,312
−HK$1,113/mo
Today · 4.125%
HK$37,425
baseline
▲ 0.50% · 4.625%
HK$39,702
+HK$2,277/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$74,850/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,178
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,229
−HK$1,066/mo
Today · 4.125%
HK$41,295
baseline
▲ 0.50% · 4.625%
HK$43,471
+HK$2,176/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$82,590/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,086
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,364
−HK$1,298/mo
Today · 4.125%
HK$43,662
baseline
▲ 0.50% · 4.625%
HK$46,319
+HK$2,657/mo
Deposit HK$3.86M · loan HK$9.01M · min. income ≈ HK$87,324/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,708
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$46,933
−HK$1,244/mo
Today · 4.125%
HK$48,177
baseline
▲ 0.50% · 4.625%
HK$50,717
+HK$2,540/mo
Deposit HK$3.86M · loan HK$9.01M · min. income ≈ HK$96,354/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,825
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,468
−HK$1,669/mo
Today · 4.125%
HK$56,137
baseline
▲ 0.50% · 4.625%
HK$59,553
+HK$3,416/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$112,274/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,767
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,343
−HK$1,599/mo
Today · 4.125%
HK$61,942
baseline
▲ 0.50% · 4.625%
HK$65,207
+HK$3,265/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$123,884/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,628 · Scale 2, in force from 26 Feb 2026)