LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,353
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,266
−HK$927/mo
Today · 4.125%
HK$31,193
baseline
▲ 0.50% · 4.625%
HK$33,091
+HK$1,898/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$62,386/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$482,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,655
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,530
−HK$889/mo
Today · 4.125%
HK$34,419
baseline
▲ 0.50% · 4.625%
HK$36,233
+HK$1,814/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$68,838/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$482,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,223
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,319
−HK$1,113/mo
Today · 4.125%
HK$37,432
baseline
▲ 0.50% · 4.625%
HK$39,710
+HK$2,278/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$74,864/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,185
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,236
−HK$1,067/mo
Today · 4.125%
HK$41,303
baseline
▲ 0.50% · 4.625%
HK$43,480
+HK$2,177/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$82,606/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,094
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$42,372
−HK$1,299/mo
Today · 4.125%
HK$43,671
baseline
▲ 0.50% · 4.625%
HK$46,328
+HK$2,657/mo
Deposit HK$3.86M · loan HK$9.01M · min. income ≈ HK$87,342/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,716
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,942
−HK$1,244/mo
Today · 4.125%
HK$48,186
baseline
▲ 0.50% · 4.625%
HK$50,726
+HK$2,540/mo
Deposit HK$3.86M · loan HK$9.01M · min. income ≈ HK$96,372/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,835
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,478
−HK$1,670/mo
Today · 4.125%
HK$56,148
baseline
▲ 0.50% · 4.625%
HK$59,564
+HK$3,416/mo
Deposit HK$1.29M · loan HK$11.59M · min. income ≈ HK$112,296/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,778
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,355
−HK$1,599/mo
Today · 4.125%
HK$61,954
baseline
▲ 0.50% · 4.625%
HK$65,219
+HK$3,265/mo
Deposit HK$1.29M · loan HK$11.59M · min. income ≈ HK$123,908/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,720 · Scale 2, in force from 26 Feb 2026)