LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,353
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,266
−HK$928/mo
Today · 4.125%
HK$31,194
baseline
▲ 0.50% · 4.625%
HK$33,092
+HK$1,898/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$62,388/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$482,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,655
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,531
−HK$889/mo
Today · 4.125%
HK$34,420
baseline
▲ 0.50% · 4.625%
HK$36,234
+HK$1,814/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$68,840/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$482,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,224
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,320
−HK$1,113/mo
Today · 4.125%
HK$37,433
baseline
▲ 0.50% · 4.625%
HK$39,711
+HK$2,278/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$74,866/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,186
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,237
−HK$1,067/mo
Today · 4.125%
HK$41,304
baseline
▲ 0.50% · 4.625%
HK$43,481
+HK$2,177/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$82,608/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,095
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$42,373
−HK$1,299/mo
Today · 4.125%
HK$43,672
baseline
▲ 0.50% · 4.625%
HK$46,329
+HK$2,657/mo
Deposit HK$3.86M · loan HK$9.01M · min. income ≈ HK$87,344/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,718
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,944
−HK$1,244/mo
Today · 4.125%
HK$48,188
baseline
▲ 0.50% · 4.625%
HK$50,728
+HK$2,540/mo
Deposit HK$3.86M · loan HK$9.01M · min. income ≈ HK$96,376/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,836
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,480
−HK$1,669/mo
Today · 4.125%
HK$56,149
baseline
▲ 0.50% · 4.625%
HK$59,566
+HK$3,417/mo
Deposit HK$1.29M · loan HK$11.59M · min. income ≈ HK$112,298/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,780
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,356
−HK$1,599/mo
Today · 4.125%
HK$61,955
baseline
▲ 0.50% · 4.625%
HK$65,221
+HK$3,266/mo
Deposit HK$1.29M · loan HK$11.59M · min. income ≈ HK$123,910/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,733 · Scale 2, in force from 26 Feb 2026)