LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,355
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,269
−HK$927/mo
Today · 4.125%
HK$31,196
baseline
▲ 0.50% · 4.625%
HK$33,094
+HK$1,898/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$62,392/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$482,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,658
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,533
−HK$889/mo
Today · 4.125%
HK$34,422
baseline
▲ 0.50% · 4.625%
HK$36,236
+HK$1,814/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$68,844/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$482,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,226
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,322
−HK$1,113/mo
Today · 4.125%
HK$37,435
baseline
▲ 0.50% · 4.625%
HK$39,713
+HK$2,278/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$74,870/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,189
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,240
−HK$1,066/mo
Today · 4.125%
HK$41,306
baseline
▲ 0.50% · 4.625%
HK$43,484
+HK$2,178/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$82,612/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,098
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$42,376
−HK$1,299/mo
Today · 4.125%
HK$43,675
baseline
▲ 0.50% · 4.625%
HK$46,332
+HK$2,657/mo
Deposit HK$3.86M · loan HK$9.01M · min. income ≈ HK$87,350/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,721
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$46,947
−HK$1,244/mo
Today · 4.125%
HK$48,191
baseline
▲ 0.50% · 4.625%
HK$50,731
+HK$2,540/mo
Deposit HK$3.86M · loan HK$9.01M · min. income ≈ HK$96,382/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,840
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,483
−HK$1,670/mo
Today · 4.125%
HK$56,153
baseline
▲ 0.50% · 4.625%
HK$59,570
+HK$3,417/mo
Deposit HK$1.29M · loan HK$11.59M · min. income ≈ HK$112,306/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,784
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,360
−HK$1,600/mo
Today · 4.125%
HK$61,960
baseline
▲ 0.50% · 4.625%
HK$65,225
+HK$3,265/mo
Deposit HK$1.29M · loan HK$11.59M · min. income ≈ HK$123,920/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,765 · Scale 2, in force from 26 Feb 2026)