LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,371
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,285
−HK$928/mo
Today · 4.125%
HK$31,213
baseline
▲ 0.50% · 4.625%
HK$33,112
+HK$1,899/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$62,426/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$483,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,675
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,552
−HK$889/mo
Today · 4.125%
HK$34,441
baseline
▲ 0.50% · 4.625%
HK$36,256
+HK$1,815/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$68,882/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$483,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,246
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,342
−HK$1,114/mo
Today · 4.125%
HK$37,456
baseline
▲ 0.50% · 4.625%
HK$39,735
+HK$2,279/mo
Deposit HK$5.15M · loan HK$7.73M · min. income ≈ HK$74,912/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,210
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,262
−HK$1,067/mo
Today · 4.125%
HK$41,329
baseline
▲ 0.50% · 4.625%
HK$43,507
+HK$2,178/mo
Deposit HK$5.15M · loan HK$7.73M · min. income ≈ HK$82,658/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,120
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$42,399
−HK$1,299/mo
Today · 4.125%
HK$43,698
baseline
▲ 0.50% · 4.625%
HK$46,357
+HK$2,659/mo
Deposit HK$3.86M · loan HK$9.02M · min. income ≈ HK$87,396/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,745
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,972
−HK$1,245/mo
Today · 4.125%
HK$48,217
baseline
▲ 0.50% · 4.625%
HK$50,758
+HK$2,541/mo
Deposit HK$3.86M · loan HK$9.02M · min. income ≈ HK$96,434/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,868
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,513
−HK$1,671/mo
Today · 4.125%
HK$56,184
baseline
▲ 0.50% · 4.625%
HK$59,602
+HK$3,418/mo
Deposit HK$1.29M · loan HK$11.59M · min. income ≈ HK$112,368/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,815
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,393
−HK$1,600/mo
Today · 4.125%
HK$61,993
baseline
▲ 0.50% · 4.625%
HK$65,261
+HK$3,268/mo
Deposit HK$1.29M · loan HK$11.59M · min. income ≈ HK$123,986/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,026 · Scale 2, in force from 26 Feb 2026)