LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,372
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,285
−HK$929/mo
Today · 4.125%
HK$31,214
baseline
▲ 0.50% · 4.625%
HK$33,113
+HK$1,899/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$62,428/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$483,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,676
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,552
−HK$889/mo
Today · 4.125%
HK$34,441
baseline
▲ 0.50% · 4.625%
HK$36,256
+HK$1,815/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$68,882/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$483,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,246
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,342
−HK$1,114/mo
Today · 4.125%
HK$37,456
baseline
▲ 0.50% · 4.625%
HK$39,735
+HK$2,279/mo
Deposit HK$5.15M · loan HK$7.73M · min. income ≈ HK$74,912/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,211
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,262
−HK$1,067/mo
Today · 4.125%
HK$41,329
baseline
▲ 0.50% · 4.625%
HK$43,508
+HK$2,179/mo
Deposit HK$5.15M · loan HK$7.73M · min. income ≈ HK$82,658/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,120
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,399
−HK$1,300/mo
Today · 4.125%
HK$43,699
baseline
▲ 0.50% · 4.625%
HK$46,358
+HK$2,659/mo
Deposit HK$3.86M · loan HK$9.02M · min. income ≈ HK$87,398/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,746
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$46,973
−HK$1,244/mo
Today · 4.125%
HK$48,217
baseline
▲ 0.50% · 4.625%
HK$50,759
+HK$2,542/mo
Deposit HK$3.86M · loan HK$9.02M · min. income ≈ HK$96,434/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,869
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$54,514
−HK$1,670/mo
Today · 4.125%
HK$56,184
baseline
▲ 0.50% · 4.625%
HK$59,603
+HK$3,419/mo
Deposit HK$1.29M · loan HK$11.59M · min. income ≈ HK$112,368/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,816
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,394
−HK$1,600/mo
Today · 4.125%
HK$61,994
baseline
▲ 0.50% · 4.625%
HK$65,262
+HK$3,268/mo
Deposit HK$1.29M · loan HK$11.59M · min. income ≈ HK$123,988/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,033 · Scale 2, in force from 26 Feb 2026)