LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,373
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,286
−HK$929/mo
Today · 4.125%
HK$31,215
baseline
▲ 0.50% · 4.625%
HK$33,114
+HK$1,899/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$62,430/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$483,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,677
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,553
−HK$889/mo
Today · 4.125%
HK$34,442
baseline
▲ 0.50% · 4.625%
HK$36,258
+HK$1,816/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$68,884/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$483,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,247
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,344
−HK$1,114/mo
Today · 4.125%
HK$37,458
baseline
▲ 0.50% · 4.625%
HK$39,737
+HK$2,279/mo
Deposit HK$5.15M · loan HK$7.73M · min. income ≈ HK$74,916/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,212
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,264
−HK$1,067/mo
Today · 4.125%
HK$41,331
baseline
▲ 0.50% · 4.625%
HK$43,509
+HK$2,178/mo
Deposit HK$5.15M · loan HK$7.73M · min. income ≈ HK$82,662/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,122
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$42,401
−HK$1,299/mo
Today · 4.125%
HK$43,700
baseline
▲ 0.50% · 4.625%
HK$46,359
+HK$2,659/mo
Deposit HK$3.86M · loan HK$9.02M · min. income ≈ HK$87,400/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,748
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$46,974
−HK$1,245/mo
Today · 4.125%
HK$48,219
baseline
▲ 0.50% · 4.625%
HK$50,761
+HK$2,542/mo
Deposit HK$3.86M · loan HK$9.02M · min. income ≈ HK$96,438/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,871
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$54,515
−HK$1,671/mo
Today · 4.125%
HK$56,186
baseline
▲ 0.50% · 4.625%
HK$59,605
+HK$3,419/mo
Deposit HK$1.29M · loan HK$11.59M · min. income ≈ HK$112,372/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,818
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,396
−HK$1,600/mo
Today · 4.125%
HK$61,996
baseline
▲ 0.50% · 4.625%
HK$65,264
+HK$3,268/mo
Deposit HK$1.29M · loan HK$11.59M · min. income ≈ HK$123,992/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,049 · Scale 2, in force from 26 Feb 2026)