LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,375
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,289
−HK$928/mo
Today · 4.125%
HK$31,217
baseline
▲ 0.50% · 4.625%
HK$33,117
+HK$1,900/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$62,434/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$483,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,679
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,556
−HK$889/mo
Today · 4.125%
HK$34,445
baseline
▲ 0.50% · 4.625%
HK$36,261
+HK$1,816/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$68,890/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$483,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,250
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,347
−HK$1,114/mo
Today · 4.125%
HK$37,461
baseline
▲ 0.50% · 4.625%
HK$39,740
+HK$2,279/mo
Deposit HK$5.15M · loan HK$7.73M · min. income ≈ HK$74,922/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,215
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,267
−HK$1,067/mo
Today · 4.125%
HK$41,334
baseline
▲ 0.50% · 4.625%
HK$43,513
+HK$2,179/mo
Deposit HK$5.15M · loan HK$7.73M · min. income ≈ HK$82,668/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,125
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,404
−HK$1,300/mo
Today · 4.125%
HK$43,704
baseline
▲ 0.50% · 4.625%
HK$46,363
+HK$2,659/mo
Deposit HK$3.86M · loan HK$9.02M · min. income ≈ HK$87,408/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,751
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,978
−HK$1,245/mo
Today · 4.125%
HK$48,223
baseline
▲ 0.50% · 4.625%
HK$50,765
+HK$2,542/mo
Deposit HK$3.86M · loan HK$9.02M · min. income ≈ HK$96,446/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,875
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,520
−HK$1,671/mo
Today · 4.125%
HK$56,191
baseline
▲ 0.50% · 4.625%
HK$59,610
+HK$3,419/mo
Deposit HK$1.29M · loan HK$11.59M · min. income ≈ HK$112,382/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,823
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,401
−HK$1,600/mo
Today · 4.125%
HK$62,001
baseline
▲ 0.50% · 4.625%
HK$65,269
+HK$3,268/mo
Deposit HK$1.29M · loan HK$11.59M · min. income ≈ HK$124,002/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,089 · Scale 2, in force from 26 Feb 2026)