LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,376
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,290
−HK$928/mo
Today · 4.125%
HK$31,218
baseline
▲ 0.50% · 4.625%
HK$33,118
+HK$1,900/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$62,436/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$483,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,680
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,557
−HK$889/mo
Today · 4.125%
HK$34,446
baseline
▲ 0.50% · 4.625%
HK$36,262
+HK$1,816/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$68,892/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$483,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,251
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,348
−HK$1,114/mo
Today · 4.125%
HK$37,462
baseline
▲ 0.50% · 4.625%
HK$39,741
+HK$2,279/mo
Deposit HK$5.15M · loan HK$7.73M · min. income ≈ HK$74,924/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,216
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,268
−HK$1,067/mo
Today · 4.125%
HK$41,335
baseline
▲ 0.50% · 4.625%
HK$43,514
+HK$2,179/mo
Deposit HK$5.15M · loan HK$7.73M · min. income ≈ HK$82,670/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,126
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,406
−HK$1,299/mo
Today · 4.125%
HK$43,705
baseline
▲ 0.50% · 4.625%
HK$46,365
+HK$2,660/mo
Deposit HK$3.86M · loan HK$9.02M · min. income ≈ HK$87,410/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,753
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$46,980
−HK$1,244/mo
Today · 4.125%
HK$48,224
baseline
▲ 0.50% · 4.625%
HK$50,766
+HK$2,542/mo
Deposit HK$3.86M · loan HK$9.02M · min. income ≈ HK$96,448/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,877
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$54,521
−HK$1,671/mo
Today · 4.125%
HK$56,192
baseline
▲ 0.50% · 4.625%
HK$59,612
+HK$3,420/mo
Deposit HK$1.29M · loan HK$11.59M · min. income ≈ HK$112,384/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,825
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,402
−HK$1,601/mo
Today · 4.125%
HK$62,003
baseline
▲ 0.50% · 4.625%
HK$65,271
+HK$3,268/mo
Deposit HK$1.29M · loan HK$11.59M · min. income ≈ HK$124,006/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,102 · Scale 2, in force from 26 Feb 2026)