LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,377
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,291
−HK$929/mo
Today · 4.125%
HK$31,220
baseline
▲ 0.50% · 4.625%
HK$33,119
+HK$1,899/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$62,440/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$483,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,682
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,559
−HK$889/mo
Today · 4.125%
HK$34,448
baseline
▲ 0.50% · 4.625%
HK$36,264
+HK$1,816/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$68,896/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$483,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,253
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,350
−HK$1,114/mo
Today · 4.125%
HK$37,464
baseline
▲ 0.50% · 4.625%
HK$39,743
+HK$2,279/mo
Deposit HK$5.15M · loan HK$7.73M · min. income ≈ HK$74,928/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,219
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,270
−HK$1,067/mo
Today · 4.125%
HK$41,337
baseline
▲ 0.50% · 4.625%
HK$43,516
+HK$2,179/mo
Deposit HK$5.15M · loan HK$7.73M · min. income ≈ HK$82,674/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,128
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,408
−HK$1,300/mo
Today · 4.125%
HK$43,708
baseline
▲ 0.50% · 4.625%
HK$46,367
+HK$2,659/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$87,416/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,755
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,982
−HK$1,245/mo
Today · 4.125%
HK$48,227
baseline
▲ 0.50% · 4.625%
HK$50,769
+HK$2,542/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$96,454/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,879
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,524
−HK$1,671/mo
Today · 4.125%
HK$56,195
baseline
▲ 0.50% · 4.625%
HK$59,615
+HK$3,420/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$112,390/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,828
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,406
−HK$1,600/mo
Today · 4.125%
HK$62,006
baseline
▲ 0.50% · 4.625%
HK$65,275
+HK$3,269/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$124,012/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,129 · Scale 2, in force from 26 Feb 2026)