LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,379
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,293
−HK$928/mo
Today · 4.125%
HK$31,221
baseline
▲ 0.50% · 4.625%
HK$33,121
+HK$1,900/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$62,442/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,684
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,560
−HK$890/mo
Today · 4.125%
HK$34,450
baseline
▲ 0.50% · 4.625%
HK$36,265
+HK$1,815/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$68,900/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,255
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,351
−HK$1,115/mo
Today · 4.125%
HK$37,466
baseline
▲ 0.50% · 4.625%
HK$39,745
+HK$2,279/mo
Deposit HK$5.15M · loan HK$7.73M · min. income ≈ HK$74,932/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,221
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,272
−HK$1,067/mo
Today · 4.125%
HK$41,339
baseline
▲ 0.50% · 4.625%
HK$43,519
+HK$2,180/mo
Deposit HK$5.15M · loan HK$7.73M · min. income ≈ HK$82,678/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,131
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,410
−HK$1,300/mo
Today · 4.125%
HK$43,710
baseline
▲ 0.50% · 4.625%
HK$46,369
+HK$2,659/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$87,420/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,757
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,984
−HK$1,245/mo
Today · 4.125%
HK$48,229
baseline
▲ 0.50% · 4.625%
HK$50,772
+HK$2,543/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$96,458/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,882
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,527
−HK$1,671/mo
Today · 4.125%
HK$56,198
baseline
▲ 0.50% · 4.625%
HK$59,618
+HK$3,420/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$112,396/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,831
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,409
−HK$1,600/mo
Today · 4.125%
HK$62,009
baseline
▲ 0.50% · 4.625%
HK$65,278
+HK$3,269/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$124,018/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,152 · Scale 2, in force from 26 Feb 2026)