LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,380
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,294
−HK$929/mo
Today · 4.125%
HK$31,223
baseline
▲ 0.50% · 4.625%
HK$33,122
+HK$1,899/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$62,446/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,685
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,562
−HK$889/mo
Today · 4.125%
HK$34,451
baseline
▲ 0.50% · 4.625%
HK$36,267
+HK$1,816/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$68,902/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,256
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,353
−HK$1,114/mo
Today · 4.125%
HK$37,467
baseline
▲ 0.50% · 4.625%
HK$39,747
+HK$2,280/mo
Deposit HK$5.15M · loan HK$7.73M · min. income ≈ HK$74,934/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,222
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,274
−HK$1,067/mo
Today · 4.125%
HK$41,341
baseline
▲ 0.50% · 4.625%
HK$43,520
+HK$2,179/mo
Deposit HK$5.15M · loan HK$7.73M · min. income ≈ HK$82,682/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,132
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,412
−HK$1,300/mo
Today · 4.125%
HK$43,712
baseline
▲ 0.50% · 4.625%
HK$46,371
+HK$2,659/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$87,424/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,759
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,986
−HK$1,245/mo
Today · 4.125%
HK$48,231
baseline
▲ 0.50% · 4.625%
HK$50,774
+HK$2,543/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$96,462/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,884
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,529
−HK$1,672/mo
Today · 4.125%
HK$56,201
baseline
▲ 0.50% · 4.625%
HK$59,620
+HK$3,419/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$112,402/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,833
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,411
−HK$1,601/mo
Today · 4.125%
HK$62,012
baseline
▲ 0.50% · 4.625%
HK$65,281
+HK$3,269/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$124,024/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,173 · Scale 2, in force from 26 Feb 2026)