LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,382
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,296
−HK$929/mo
Today · 4.125%
HK$31,225
baseline
▲ 0.50% · 4.625%
HK$33,125
+HK$1,900/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$62,450/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,688
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,564
−HK$890/mo
Today · 4.125%
HK$34,454
baseline
▲ 0.50% · 4.625%
HK$36,270
+HK$1,816/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$68,908/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,259
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,356
−HK$1,114/mo
Today · 4.125%
HK$37,470
baseline
▲ 0.50% · 4.625%
HK$39,750
+HK$2,280/mo
Deposit HK$5.15M · loan HK$7.73M · min. income ≈ HK$74,940/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,225
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,277
−HK$1,067/mo
Today · 4.125%
HK$41,344
baseline
▲ 0.50% · 4.625%
HK$43,524
+HK$2,180/mo
Deposit HK$5.15M · loan HK$7.73M · min. income ≈ HK$82,688/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,135
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,415
−HK$1,300/mo
Today · 4.125%
HK$43,715
baseline
▲ 0.50% · 4.625%
HK$46,375
+HK$2,660/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$87,430/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,763
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$46,990
−HK$1,245/mo
Today · 4.125%
HK$48,235
baseline
▲ 0.50% · 4.625%
HK$50,778
+HK$2,543/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$96,470/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,888
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,533
−HK$1,672/mo
Today · 4.125%
HK$56,205
baseline
▲ 0.50% · 4.625%
HK$59,625
+HK$3,420/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$112,410/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,838
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,416
−HK$1,600/mo
Today · 4.125%
HK$62,016
baseline
▲ 0.50% · 4.625%
HK$65,285
+HK$3,269/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$124,032/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,208 · Scale 2, in force from 26 Feb 2026)