LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,386
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,300
−HK$929/mo
Today · 4.125%
HK$31,229
baseline
▲ 0.50% · 4.625%
HK$33,129
+HK$1,900/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$62,458/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,692
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,569
−HK$889/mo
Today · 4.125%
HK$34,458
baseline
▲ 0.50% · 4.625%
HK$36,274
+HK$1,816/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$68,916/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,263
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,360
−HK$1,115/mo
Today · 4.125%
HK$37,475
baseline
▲ 0.50% · 4.625%
HK$39,755
+HK$2,280/mo
Deposit HK$5.15M · loan HK$7.73M · min. income ≈ HK$74,950/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,230
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,282
−HK$1,068/mo
Today · 4.125%
HK$41,350
baseline
▲ 0.50% · 4.625%
HK$43,529
+HK$2,179/mo
Deposit HK$5.15M · loan HK$7.73M · min. income ≈ HK$82,700/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,141
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$42,420
−HK$1,300/mo
Today · 4.125%
HK$43,720
baseline
▲ 0.50% · 4.625%
HK$46,381
+HK$2,661/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$87,440/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,768
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$46,996
−HK$1,245/mo
Today · 4.125%
HK$48,241
baseline
▲ 0.50% · 4.625%
HK$50,784
+HK$2,543/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$96,482/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,895
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,540
−HK$1,672/mo
Today · 4.125%
HK$56,212
baseline
▲ 0.50% · 4.625%
HK$59,632
+HK$3,420/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$112,424/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,845
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,423
−HK$1,601/mo
Today · 4.125%
HK$62,024
baseline
▲ 0.50% · 4.625%
HK$65,294
+HK$3,270/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$124,048/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,270 · Scale 2, in force from 26 Feb 2026)