LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,389
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,304
−HK$928/mo
Today · 4.125%
HK$31,232
baseline
▲ 0.50% · 4.625%
HK$33,133
+HK$1,901/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$62,464/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,695
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,572
−HK$890/mo
Today · 4.125%
HK$34,462
baseline
▲ 0.50% · 4.625%
HK$36,278
+HK$1,816/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$68,924/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,267
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,364
−HK$1,115/mo
Today · 4.125%
HK$37,479
baseline
▲ 0.50% · 4.625%
HK$39,759
+HK$2,280/mo
Deposit HK$5.16M · loan HK$7.73M · min. income ≈ HK$74,958/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,235
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,287
−HK$1,067/mo
Today · 4.125%
HK$41,354
baseline
▲ 0.50% · 4.625%
HK$43,534
+HK$2,180/mo
Deposit HK$5.16M · loan HK$7.73M · min. income ≈ HK$82,708/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,145
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,425
−HK$1,300/mo
Today · 4.125%
HK$43,725
baseline
▲ 0.50% · 4.625%
HK$46,386
+HK$2,661/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$87,450/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,774
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$47,001
−HK$1,246/mo
Today · 4.125%
HK$48,247
baseline
▲ 0.50% · 4.625%
HK$50,790
+HK$2,543/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$96,494/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,901
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,546
−HK$1,672/mo
Today · 4.125%
HK$56,218
baseline
▲ 0.50% · 4.625%
HK$59,639
+HK$3,421/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$112,436/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,852
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,430
−HK$1,601/mo
Today · 4.125%
HK$62,031
baseline
▲ 0.50% · 4.625%
HK$65,301
+HK$3,270/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$124,062/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,325 · Scale 2, in force from 26 Feb 2026)