LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,390
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,304
−HK$929/mo
Today · 4.125%
HK$31,233
baseline
▲ 0.50% · 4.625%
HK$33,133
+HK$1,900/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$62,466/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,696
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,573
−HK$889/mo
Today · 4.125%
HK$34,462
baseline
▲ 0.50% · 4.625%
HK$36,279
+HK$1,817/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$68,924/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,268
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,365
−HK$1,114/mo
Today · 4.125%
HK$37,479
baseline
▲ 0.50% · 4.625%
HK$39,760
+HK$2,281/mo
Deposit HK$5.16M · loan HK$7.73M · min. income ≈ HK$74,958/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,235
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,287
−HK$1,068/mo
Today · 4.125%
HK$41,355
baseline
▲ 0.50% · 4.625%
HK$43,534
+HK$2,179/mo
Deposit HK$5.16M · loan HK$7.73M · min. income ≈ HK$82,710/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,145
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,425
−HK$1,301/mo
Today · 4.125%
HK$43,726
baseline
▲ 0.50% · 4.625%
HK$46,386
+HK$2,660/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$87,452/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,774
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$47,002
−HK$1,245/mo
Today · 4.125%
HK$48,247
baseline
▲ 0.50% · 4.625%
HK$50,790
+HK$2,543/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$96,494/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,901
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,547
−HK$1,672/mo
Today · 4.125%
HK$56,219
baseline
▲ 0.50% · 4.625%
HK$59,639
+HK$3,420/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$112,438/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,852
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,431
−HK$1,601/mo
Today · 4.125%
HK$62,032
baseline
▲ 0.50% · 4.625%
HK$65,302
+HK$3,270/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$124,064/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,328 · Scale 2, in force from 26 Feb 2026)