LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,390
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,305
−HK$928/mo
Today · 4.125%
HK$31,233
baseline
▲ 0.50% · 4.625%
HK$33,134
+HK$1,901/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$62,466/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,696
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,573
−HK$890/mo
Today · 4.125%
HK$34,463
baseline
▲ 0.50% · 4.625%
HK$36,279
+HK$1,816/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$68,926/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,268
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,365
−HK$1,115/mo
Today · 4.125%
HK$37,480
baseline
▲ 0.50% · 4.625%
HK$39,761
+HK$2,281/mo
Deposit HK$5.16M · loan HK$7.73M · min. income ≈ HK$74,960/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,236
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,288
−HK$1,067/mo
Today · 4.125%
HK$41,355
baseline
▲ 0.50% · 4.625%
HK$43,535
+HK$2,180/mo
Deposit HK$5.16M · loan HK$7.73M · min. income ≈ HK$82,710/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,146
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,426
−HK$1,301/mo
Today · 4.125%
HK$43,727
baseline
▲ 0.50% · 4.625%
HK$46,387
+HK$2,660/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$87,454/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,775
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$47,003
−HK$1,245/mo
Today · 4.125%
HK$48,248
baseline
▲ 0.50% · 4.625%
HK$50,791
+HK$2,543/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$96,496/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,903
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,548
−HK$1,672/mo
Today · 4.125%
HK$56,220
baseline
▲ 0.50% · 4.625%
HK$59,641
+HK$3,421/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$112,440/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,854
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,432
−HK$1,601/mo
Today · 4.125%
HK$62,033
baseline
▲ 0.50% · 4.625%
HK$65,303
+HK$3,270/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$124,066/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,339 · Scale 2, in force from 26 Feb 2026)