LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,391
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,305
−HK$929/mo
Today · 4.125%
HK$31,234
baseline
▲ 0.50% · 4.625%
HK$33,134
+HK$1,900/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$62,468/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,697
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,574
−HK$889/mo
Today · 4.125%
HK$34,463
baseline
▲ 0.50% · 4.625%
HK$36,280
+HK$1,817/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$68,926/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,269
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,366
−HK$1,114/mo
Today · 4.125%
HK$37,480
baseline
▲ 0.50% · 4.625%
HK$39,761
+HK$2,281/mo
Deposit HK$5.16M · loan HK$7.73M · min. income ≈ HK$74,960/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,236
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,288
−HK$1,068/mo
Today · 4.125%
HK$41,356
baseline
▲ 0.50% · 4.625%
HK$43,536
+HK$2,180/mo
Deposit HK$5.16M · loan HK$7.73M · min. income ≈ HK$82,712/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,147
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,427
−HK$1,300/mo
Today · 4.125%
HK$43,727
baseline
▲ 0.50% · 4.625%
HK$46,388
+HK$2,661/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$87,454/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,775
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,003
−HK$1,246/mo
Today · 4.125%
HK$48,249
baseline
▲ 0.50% · 4.625%
HK$50,792
+HK$2,543/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$96,498/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,903
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,549
−HK$1,672/mo
Today · 4.125%
HK$56,221
baseline
▲ 0.50% · 4.625%
HK$59,641
+HK$3,420/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$112,442/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,854
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,433
−HK$1,601/mo
Today · 4.125%
HK$62,034
baseline
▲ 0.50% · 4.625%
HK$65,304
+HK$3,270/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$124,068/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,344 · Scale 2, in force from 26 Feb 2026)