LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,392
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,307
−HK$928/mo
Today · 4.125%
HK$31,235
baseline
▲ 0.50% · 4.625%
HK$33,136
+HK$1,901/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$62,470/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,699
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,576
−HK$889/mo
Today · 4.125%
HK$34,465
baseline
▲ 0.50% · 4.625%
HK$36,282
+HK$1,817/mo
Deposit HK$6.44M · loan HK$6.44M · min. income ≈ HK$68,930/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,271
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,368
−HK$1,115/mo
Today · 4.125%
HK$37,483
baseline
▲ 0.50% · 4.625%
HK$39,763
+HK$2,280/mo
Deposit HK$5.16M · loan HK$7.73M · min. income ≈ HK$74,966/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,238
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,291
−HK$1,067/mo
Today · 4.125%
HK$41,358
baseline
▲ 0.50% · 4.625%
HK$43,538
+HK$2,180/mo
Deposit HK$5.16M · loan HK$7.73M · min. income ≈ HK$82,716/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,149
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,429
−HK$1,301/mo
Today · 4.125%
HK$43,730
baseline
▲ 0.50% · 4.625%
HK$46,390
+HK$2,660/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$87,460/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,778
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$47,006
−HK$1,245/mo
Today · 4.125%
HK$48,251
baseline
▲ 0.50% · 4.625%
HK$50,795
+HK$2,544/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$96,502/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,906
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,552
−HK$1,672/mo
Today · 4.125%
HK$56,224
baseline
▲ 0.50% · 4.625%
HK$59,645
+HK$3,421/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$112,448/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,858
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,436
−HK$1,601/mo
Today · 4.125%
HK$62,037
baseline
▲ 0.50% · 4.625%
HK$65,307
+HK$3,270/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$124,074/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,372 · Scale 2, in force from 26 Feb 2026)