LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,393
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,307
−HK$929/mo
Today · 4.125%
HK$31,236
baseline
▲ 0.50% · 4.625%
HK$33,136
+HK$1,900/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$62,472/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,699
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,576
−HK$890/mo
Today · 4.125%
HK$34,466
baseline
▲ 0.50% · 4.625%
HK$36,282
+HK$1,816/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$68,932/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,271
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,368
−HK$1,115/mo
Today · 4.125%
HK$37,483
baseline
▲ 0.50% · 4.625%
HK$39,764
+HK$2,281/mo
Deposit HK$5.16M · loan HK$7.73M · min. income ≈ HK$74,966/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,239
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,291
−HK$1,068/mo
Today · 4.125%
HK$41,359
baseline
▲ 0.50% · 4.625%
HK$43,539
+HK$2,180/mo
Deposit HK$5.16M · loan HK$7.73M · min. income ≈ HK$82,718/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,150
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,430
−HK$1,300/mo
Today · 4.125%
HK$43,730
baseline
▲ 0.50% · 4.625%
HK$46,391
+HK$2,661/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$87,460/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,779
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$47,006
−HK$1,246/mo
Today · 4.125%
HK$48,252
baseline
▲ 0.50% · 4.625%
HK$50,795
+HK$2,543/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$96,504/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,907
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,552
−HK$1,672/mo
Today · 4.125%
HK$56,224
baseline
▲ 0.50% · 4.625%
HK$59,646
+HK$3,422/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$112,448/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,858
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,437
−HK$1,601/mo
Today · 4.125%
HK$62,038
baseline
▲ 0.50% · 4.625%
HK$65,308
+HK$3,270/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$124,076/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,377 · Scale 2, in force from 26 Feb 2026)