LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,393
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,308
−HK$929/mo
Today · 4.125%
HK$31,237
baseline
▲ 0.50% · 4.625%
HK$33,137
+HK$1,900/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$62,474/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,700
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,577
−HK$889/mo
Today · 4.125%
HK$34,466
baseline
▲ 0.50% · 4.625%
HK$36,283
+HK$1,817/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$68,932/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,272
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,369
−HK$1,115/mo
Today · 4.125%
HK$37,484
baseline
▲ 0.50% · 4.625%
HK$39,765
+HK$2,281/mo
Deposit HK$5.16M · loan HK$7.73M · min. income ≈ HK$74,968/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,240
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,292
−HK$1,068/mo
Today · 4.125%
HK$41,360
baseline
▲ 0.50% · 4.625%
HK$43,540
+HK$2,180/mo
Deposit HK$5.16M · loan HK$7.73M · min. income ≈ HK$82,720/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,151
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,431
−HK$1,300/mo
Today · 4.125%
HK$43,731
baseline
▲ 0.50% · 4.625%
HK$46,392
+HK$2,661/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$87,462/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,780
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$47,007
−HK$1,246/mo
Today · 4.125%
HK$48,253
baseline
▲ 0.50% · 4.625%
HK$50,797
+HK$2,544/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$96,506/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,908
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,554
−HK$1,672/mo
Today · 4.125%
HK$56,226
baseline
▲ 0.50% · 4.625%
HK$59,647
+HK$3,421/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$112,452/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,860
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,438
−HK$1,602/mo
Today · 4.125%
HK$62,040
baseline
▲ 0.50% · 4.625%
HK$65,310
+HK$3,270/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$124,080/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,389 · Scale 2, in force from 26 Feb 2026)