LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,396
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,311
−HK$929/mo
Today · 4.125%
HK$31,240
baseline
▲ 0.50% · 4.625%
HK$33,140
+HK$1,900/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$62,480/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,703
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,580
−HK$890/mo
Today · 4.125%
HK$34,470
baseline
▲ 0.50% · 4.625%
HK$36,287
+HK$1,817/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$68,940/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,275
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,373
−HK$1,114/mo
Today · 4.125%
HK$37,487
baseline
▲ 0.50% · 4.625%
HK$39,768
+HK$2,281/mo
Deposit HK$5.16M · loan HK$7.73M · min. income ≈ HK$74,974/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,243
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,296
−HK$1,068/mo
Today · 4.125%
HK$41,364
baseline
▲ 0.50% · 4.625%
HK$43,544
+HK$2,180/mo
Deposit HK$5.16M · loan HK$7.73M · min. income ≈ HK$82,728/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,155
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,435
−HK$1,300/mo
Today · 4.125%
HK$43,735
baseline
▲ 0.50% · 4.625%
HK$46,397
+HK$2,662/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$87,470/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,784
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,012
−HK$1,246/mo
Today · 4.125%
HK$48,258
baseline
▲ 0.50% · 4.625%
HK$50,801
+HK$2,543/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$96,516/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,913
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,559
−HK$1,672/mo
Today · 4.125%
HK$56,231
baseline
▲ 0.50% · 4.625%
HK$59,653
+HK$3,422/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$112,462/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,865
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,444
−HK$1,602/mo
Today · 4.125%
HK$62,046
baseline
▲ 0.50% · 4.625%
HK$65,316
+HK$3,270/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$124,092/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,435 · Scale 2, in force from 26 Feb 2026)