LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,398
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,312
−HK$930/mo
Today · 4.125%
HK$31,242
baseline
▲ 0.50% · 4.625%
HK$33,143
+HK$1,901/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$62,484/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,705
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,582
−HK$890/mo
Today · 4.125%
HK$34,472
baseline
▲ 0.50% · 4.625%
HK$36,289
+HK$1,817/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$68,944/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,278
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,375
−HK$1,115/mo
Today · 4.125%
HK$37,490
baseline
▲ 0.50% · 4.625%
HK$39,771
+HK$2,281/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$74,980/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,246
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,299
−HK$1,067/mo
Today · 4.125%
HK$41,366
baseline
▲ 0.50% · 4.625%
HK$43,547
+HK$2,181/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$82,732/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,157
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,437
−HK$1,301/mo
Today · 4.125%
HK$43,738
baseline
▲ 0.50% · 4.625%
HK$46,400
+HK$2,662/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$87,476/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,787
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,015
−HK$1,246/mo
Today · 4.125%
HK$48,261
baseline
▲ 0.50% · 4.625%
HK$50,805
+HK$2,544/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$96,522/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,916
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,562
−HK$1,673/mo
Today · 4.125%
HK$56,235
baseline
▲ 0.50% · 4.625%
HK$59,657
+HK$3,422/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$112,470/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,869
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,448
−HK$1,602/mo
Today · 4.125%
HK$62,050
baseline
▲ 0.50% · 4.625%
HK$65,320
+HK$3,270/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$124,100/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,466 · Scale 2, in force from 26 Feb 2026)