LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,399
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,313
−HK$929/mo
Today · 4.125%
HK$31,242
baseline
▲ 0.50% · 4.625%
HK$33,143
+HK$1,901/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$62,484/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,706
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,583
−HK$890/mo
Today · 4.125%
HK$34,473
baseline
▲ 0.50% · 4.625%
HK$36,290
+HK$1,817/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$68,946/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,278
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,376
−HK$1,114/mo
Today · 4.125%
HK$37,490
baseline
▲ 0.50% · 4.625%
HK$39,772
+HK$2,282/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$74,980/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,247
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,299
−HK$1,068/mo
Today · 4.125%
HK$41,367
baseline
▲ 0.50% · 4.625%
HK$43,548
+HK$2,181/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$82,734/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,158
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,438
−HK$1,301/mo
Today · 4.125%
HK$43,739
baseline
▲ 0.50% · 4.625%
HK$46,400
+HK$2,661/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$87,478/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,788
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,016
−HK$1,246/mo
Today · 4.125%
HK$48,262
baseline
▲ 0.50% · 4.625%
HK$50,806
+HK$2,544/mo
Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$96,524/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,917
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,563
−HK$1,673/mo
Today · 4.125%
HK$56,236
baseline
▲ 0.50% · 4.625%
HK$59,658
+HK$3,422/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$112,472/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,870
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,449
−HK$1,602/mo
Today · 4.125%
HK$62,051
baseline
▲ 0.50% · 4.625%
HK$65,321
+HK$3,270/mo
Deposit HK$1.29M · loan HK$11.60M · min. income ≈ HK$124,102/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,475 · Scale 2, in force from 26 Feb 2026)