LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,403
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,318
−HK$929/mo
Today · 4.125%
HK$31,247
baseline
▲ 0.50% · 4.625%
HK$33,149
+HK$1,902/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$62,494/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,711
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,588
−HK$890/mo
Today · 4.125%
HK$34,478
baseline
▲ 0.50% · 4.625%
HK$36,296
+HK$1,818/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$68,956/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,284
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,382
−HK$1,115/mo
Today · 4.125%
HK$37,497
baseline
▲ 0.50% · 4.625%
HK$39,778
+HK$2,281/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$74,994/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,253
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,306
−HK$1,068/mo
Today · 4.125%
HK$41,374
baseline
▲ 0.50% · 4.625%
HK$43,555
+HK$2,181/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$82,748/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,165
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,445
−HK$1,301/mo
Today · 4.125%
HK$43,746
baseline
▲ 0.50% · 4.625%
HK$46,408
+HK$2,662/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$87,492/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,795
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,024
−HK$1,245/mo
Today · 4.125%
HK$48,269
baseline
▲ 0.50% · 4.625%
HK$50,814
+HK$2,545/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$96,538/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,926
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,572
−HK$1,673/mo
Today · 4.125%
HK$56,245
baseline
▲ 0.50% · 4.625%
HK$59,667
+HK$3,422/mo
Deposit HK$1.29M · loan HK$11.61M · min. income ≈ HK$112,490/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,880
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,459
−HK$1,602/mo
Today · 4.125%
HK$62,061
baseline
▲ 0.50% · 4.625%
HK$65,332
+HK$3,271/mo
Deposit HK$1.29M · loan HK$11.61M · min. income ≈ HK$124,122/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,554 · Scale 2, in force from 26 Feb 2026)