LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,406
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,320
−HK$930/mo
Today · 4.125%
HK$31,250
baseline
▲ 0.50% · 4.625%
HK$33,151
+HK$1,901/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$62,500/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,713
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,591
−HK$890/mo
Today · 4.125%
HK$34,481
baseline
▲ 0.50% · 4.625%
HK$36,298
+HK$1,817/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$68,962/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,287
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,384
−HK$1,116/mo
Today · 4.125%
HK$37,500
baseline
▲ 0.50% · 4.625%
HK$39,781
+HK$2,281/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$75,000/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,256
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,309
−HK$1,068/mo
Today · 4.125%
HK$41,377
baseline
▲ 0.50% · 4.625%
HK$43,558
+HK$2,181/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$82,754/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,168
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,448
−HK$1,301/mo
Today · 4.125%
HK$43,749
baseline
▲ 0.50% · 4.625%
HK$46,411
+HK$2,662/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$87,498/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,799
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,027
−HK$1,246/mo
Today · 4.125%
HK$48,273
baseline
▲ 0.50% · 4.625%
HK$50,818
+HK$2,545/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$96,546/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,930
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,577
−HK$1,672/mo
Today · 4.125%
HK$56,249
baseline
▲ 0.50% · 4.625%
HK$59,672
+HK$3,423/mo
Deposit HK$1.29M · loan HK$11.61M · min. income ≈ HK$112,498/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,884
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,463
−HK$1,603/mo
Today · 4.125%
HK$62,066
baseline
▲ 0.50% · 4.625%
HK$65,337
+HK$3,271/mo
Deposit HK$1.29M · loan HK$11.61M · min. income ≈ HK$124,132/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,591 · Scale 2, in force from 26 Feb 2026)