LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,406
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,321
−HK$929/mo
Today · 4.125%
HK$31,250
baseline
▲ 0.50% · 4.625%
HK$33,152
+HK$1,902/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$62,500/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,714
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,592
−HK$890/mo
Today · 4.125%
HK$34,482
baseline
▲ 0.50% · 4.625%
HK$36,299
+HK$1,817/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$68,964/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,288
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,385
−HK$1,115/mo
Today · 4.125%
HK$37,500
baseline
▲ 0.50% · 4.625%
HK$39,782
+HK$2,282/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$75,000/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,257
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,310
−HK$1,068/mo
Today · 4.125%
HK$41,378
baseline
▲ 0.50% · 4.625%
HK$43,559
+HK$2,181/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$82,756/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,169
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,449
−HK$1,301/mo
Today · 4.125%
HK$43,750
baseline
▲ 0.50% · 4.625%
HK$46,413
+HK$2,663/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$87,500/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,800
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,028
−HK$1,246/mo
Today · 4.125%
HK$48,274
baseline
▲ 0.50% · 4.625%
HK$50,819
+HK$2,545/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$96,548/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,931
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,578
−HK$1,673/mo
Today · 4.125%
HK$56,251
baseline
▲ 0.50% · 4.625%
HK$59,673
+HK$3,422/mo
Deposit HK$1.29M · loan HK$11.61M · min. income ≈ HK$112,502/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,885
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,465
−HK$1,602/mo
Today · 4.125%
HK$62,067
baseline
▲ 0.50% · 4.625%
HK$65,339
+HK$3,272/mo
Deposit HK$1.29M · loan HK$11.61M · min. income ≈ HK$124,134/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,602 · Scale 2, in force from 26 Feb 2026)