LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,410
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,324
−HK$930/mo
Today · 4.125%
HK$31,254
baseline
▲ 0.50% · 4.625%
HK$33,156
+HK$1,902/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$62,508/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,718
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,595
−HK$891/mo
Today · 4.125%
HK$34,486
baseline
▲ 0.50% · 4.625%
HK$36,303
+HK$1,817/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$68,972/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,292
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,389
−HK$1,116/mo
Today · 4.125%
HK$37,505
baseline
▲ 0.50% · 4.625%
HK$39,787
+HK$2,282/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$75,010/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,262
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,314
−HK$1,069/mo
Today · 4.125%
HK$41,383
baseline
▲ 0.50% · 4.625%
HK$43,564
+HK$2,181/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$82,766/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,174
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,454
−HK$1,301/mo
Today · 4.125%
HK$43,755
baseline
▲ 0.50% · 4.625%
HK$46,418
+HK$2,663/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$87,510/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,805
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,034
−HK$1,246/mo
Today · 4.125%
HK$48,280
baseline
▲ 0.50% · 4.625%
HK$50,825
+HK$2,545/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$96,560/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,937
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,584
−HK$1,673/mo
Today · 4.125%
HK$56,257
baseline
▲ 0.50% · 4.625%
HK$59,680
+HK$3,423/mo
Deposit HK$1.29M · loan HK$11.61M · min. income ≈ HK$112,514/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,892
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,472
−HK$1,602/mo
Today · 4.125%
HK$62,074
baseline
▲ 0.50% · 4.625%
HK$65,346
+HK$3,272/mo
Deposit HK$1.29M · loan HK$11.61M · min. income ≈ HK$124,148/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,657 · Scale 2, in force from 26 Feb 2026)