LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,413
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,328
−HK$930/mo
Today · 4.125%
HK$31,258
baseline
▲ 0.50% · 4.625%
HK$33,160
+HK$1,902/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$62,516/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,722
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,599
−HK$891/mo
Today · 4.125%
HK$34,490
baseline
▲ 0.50% · 4.625%
HK$36,308
+HK$1,818/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$68,980/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,296
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,394
−HK$1,115/mo
Today · 4.125%
HK$37,509
baseline
▲ 0.50% · 4.625%
HK$39,792
+HK$2,283/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$75,018/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,266
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,319
−HK$1,069/mo
Today · 4.125%
HK$41,388
baseline
▲ 0.50% · 4.625%
HK$43,569
+HK$2,181/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$82,776/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,178
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,459
−HK$1,302/mo
Today · 4.125%
HK$43,761
baseline
▲ 0.50% · 4.625%
HK$46,423
+HK$2,662/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$87,522/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,811
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,039
−HK$1,247/mo
Today · 4.125%
HK$48,286
baseline
▲ 0.50% · 4.625%
HK$50,831
+HK$2,545/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$96,572/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,944
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,591
−HK$1,673/mo
Today · 4.125%
HK$56,264
baseline
▲ 0.50% · 4.625%
HK$59,687
+HK$3,423/mo
Deposit HK$1.29M · loan HK$11.61M · min. income ≈ HK$112,528/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,899
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,479
−HK$1,603/mo
Today · 4.125%
HK$62,082
baseline
▲ 0.50% · 4.625%
HK$65,354
+HK$3,272/mo
Deposit HK$1.29M · loan HK$11.61M · min. income ≈ HK$124,164/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,716 · Scale 2, in force from 26 Feb 2026)