LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,415
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,330
−HK$929/mo
Today · 4.125%
HK$31,259
baseline
▲ 0.50% · 4.625%
HK$33,161
+HK$1,902/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$62,518/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,724
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,601
−HK$891/mo
Today · 4.125%
HK$34,492
baseline
▲ 0.50% · 4.625%
HK$36,310
+HK$1,818/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$68,984/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,298
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,396
−HK$1,115/mo
Today · 4.125%
HK$37,511
baseline
▲ 0.50% · 4.625%
HK$39,794
+HK$2,283/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$75,022/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,268
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,321
−HK$1,069/mo
Today · 4.125%
HK$41,390
baseline
▲ 0.50% · 4.625%
HK$43,572
+HK$2,182/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$82,780/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,181
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$42,462
−HK$1,301/mo
Today · 4.125%
HK$43,763
baseline
▲ 0.50% · 4.625%
HK$46,426
+HK$2,663/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$87,526/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,813
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,042
−HK$1,246/mo
Today · 4.125%
HK$48,288
baseline
▲ 0.50% · 4.625%
HK$50,833
+HK$2,545/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$96,576/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,947
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,593
−HK$1,674/mo
Today · 4.125%
HK$56,267
baseline
▲ 0.50% · 4.625%
HK$59,690
+HK$3,423/mo
Deposit HK$1.29M · loan HK$11.61M · min. income ≈ HK$112,534/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,902
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,482
−HK$1,603/mo
Today · 4.125%
HK$62,085
baseline
▲ 0.50% · 4.625%
HK$65,357
+HK$3,272/mo
Deposit HK$1.29M · loan HK$11.61M · min. income ≈ HK$124,170/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,741 · Scale 2, in force from 26 Feb 2026)