LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,416
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,331
−HK$930/mo
Today · 4.125%
HK$31,261
baseline
▲ 0.50% · 4.625%
HK$33,163
+HK$1,902/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$62,522/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,725
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,603
−HK$890/mo
Today · 4.125%
HK$34,493
baseline
▲ 0.50% · 4.625%
HK$36,311
+HK$1,818/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$68,986/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,299
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,397
−HK$1,116/mo
Today · 4.125%
HK$37,513
baseline
▲ 0.50% · 4.625%
HK$39,795
+HK$2,282/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$75,026/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,270
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,323
−HK$1,069/mo
Today · 4.125%
HK$41,392
baseline
▲ 0.50% · 4.625%
HK$43,573
+HK$2,181/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$82,784/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,182
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,463
−HK$1,302/mo
Today · 4.125%
HK$43,765
baseline
▲ 0.50% · 4.625%
HK$46,428
+HK$2,663/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$87,530/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,815
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,044
−HK$1,246/mo
Today · 4.125%
HK$48,290
baseline
▲ 0.50% · 4.625%
HK$50,836
+HK$2,546/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$96,580/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,949
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,596
−HK$1,673/mo
Today · 4.125%
HK$56,269
baseline
▲ 0.50% · 4.625%
HK$59,693
+HK$3,424/mo
Deposit HK$1.29M · loan HK$11.61M · min. income ≈ HK$112,538/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,905
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,485
−HK$1,602/mo
Today · 4.125%
HK$62,087
baseline
▲ 0.50% · 4.625%
HK$65,360
+HK$3,273/mo
Deposit HK$1.29M · loan HK$11.61M · min. income ≈ HK$124,174/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,762 · Scale 2, in force from 26 Feb 2026)