LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,418
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,333
−HK$930/mo
Today · 4.125%
HK$31,263
baseline
▲ 0.50% · 4.625%
HK$33,165
+HK$1,902/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$62,526/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,727
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,605
−HK$890/mo
Today · 4.125%
HK$34,495
baseline
▲ 0.50% · 4.625%
HK$36,314
+HK$1,819/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$68,990/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,302
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,400
−HK$1,115/mo
Today · 4.125%
HK$37,515
baseline
▲ 0.50% · 4.625%
HK$39,798
+HK$2,283/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$75,030/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,273
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,326
−HK$1,068/mo
Today · 4.125%
HK$41,394
baseline
▲ 0.50% · 4.625%
HK$43,576
+HK$2,182/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$82,788/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,185
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,466
−HK$1,302/mo
Today · 4.125%
HK$43,768
baseline
▲ 0.50% · 4.625%
HK$46,431
+HK$2,663/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$87,536/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,818
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$47,047
−HK$1,247/mo
Today · 4.125%
HK$48,294
baseline
▲ 0.50% · 4.625%
HK$50,839
+HK$2,545/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$96,588/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,952
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,600
−HK$1,673/mo
Today · 4.125%
HK$56,273
baseline
▲ 0.50% · 4.625%
HK$59,697
+HK$3,424/mo
Deposit HK$1.29M · loan HK$11.61M · min. income ≈ HK$112,546/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,909
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,489
−HK$1,603/mo
Today · 4.125%
HK$62,092
baseline
▲ 0.50% · 4.625%
HK$65,365
+HK$3,273/mo
Deposit HK$1.29M · loan HK$11.61M · min. income ≈ HK$124,184/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,795 · Scale 2, in force from 26 Feb 2026)