LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,419
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,334
−HK$930/mo
Today · 4.125%
HK$31,264
baseline
▲ 0.50% · 4.625%
HK$33,166
+HK$1,902/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$62,528/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,728
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,606
−HK$890/mo
Today · 4.125%
HK$34,496
baseline
▲ 0.50% · 4.625%
HK$36,315
+HK$1,819/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$68,992/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,303
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,401
−HK$1,115/mo
Today · 4.125%
HK$37,516
baseline
▲ 0.50% · 4.625%
HK$39,799
+HK$2,283/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$75,032/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,274
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,327
−HK$1,069/mo
Today · 4.125%
HK$41,396
baseline
▲ 0.50% · 4.625%
HK$43,578
+HK$2,182/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$82,792/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,186
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,467
−HK$1,302/mo
Today · 4.125%
HK$43,769
baseline
▲ 0.50% · 4.625%
HK$46,432
+HK$2,663/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$87,538/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,819
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$47,048
−HK$1,247/mo
Today · 4.125%
HK$48,295
baseline
▲ 0.50% · 4.625%
HK$50,841
+HK$2,546/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$96,590/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,954
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,601
−HK$1,674/mo
Today · 4.125%
HK$56,275
baseline
▲ 0.50% · 4.625%
HK$59,699
+HK$3,424/mo
Deposit HK$1.29M · loan HK$11.61M · min. income ≈ HK$112,550/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,911
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,491
−HK$1,602/mo
Today · 4.125%
HK$62,093
baseline
▲ 0.50% · 4.625%
HK$65,366
+HK$3,273/mo
Deposit HK$1.29M · loan HK$11.61M · min. income ≈ HK$124,186/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,808 · Scale 2, in force from 26 Feb 2026)