LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,420
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,335
−HK$930/mo
Today · 4.125%
HK$31,265
baseline
▲ 0.50% · 4.625%
HK$33,167
+HK$1,902/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$62,530/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,729
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,607
−HK$890/mo
Today · 4.125%
HK$34,497
baseline
▲ 0.50% · 4.625%
HK$36,316
+HK$1,819/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$68,994/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$483,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,304
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,402
−HK$1,115/mo
Today · 4.125%
HK$37,517
baseline
▲ 0.50% · 4.625%
HK$39,800
+HK$2,283/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$75,034/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,275
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,328
−HK$1,069/mo
Today · 4.125%
HK$41,397
baseline
▲ 0.50% · 4.625%
HK$43,579
+HK$2,182/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$82,794/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$483,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,188
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$42,469
−HK$1,301/mo
Today · 4.125%
HK$43,770
baseline
▲ 0.50% · 4.625%
HK$46,434
+HK$2,664/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$87,540/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,821
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,050
−HK$1,246/mo
Today · 4.125%
HK$48,296
baseline
▲ 0.50% · 4.625%
HK$50,842
+HK$2,546/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$96,592/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,955
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,603
−HK$1,673/mo
Today · 4.125%
HK$56,276
baseline
▲ 0.50% · 4.625%
HK$59,700
+HK$3,424/mo
Deposit HK$1.29M · loan HK$11.61M · min. income ≈ HK$112,552/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,912
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,492
−HK$1,603/mo
Today · 4.125%
HK$62,095
baseline
▲ 0.50% · 4.625%
HK$65,368
+HK$3,273/mo
Deposit HK$1.29M · loan HK$11.61M · min. income ≈ HK$124,190/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,822 · Scale 2, in force from 26 Feb 2026)