LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,423
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,339
−HK$929/mo
Today · 4.125%
HK$31,268
baseline
▲ 0.50% · 4.625%
HK$33,171
+HK$1,903/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$62,536/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$483,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,733
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,611
−HK$891/mo
Today · 4.125%
HK$34,502
baseline
▲ 0.50% · 4.625%
HK$36,320
+HK$1,818/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$69,004/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$483,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,308
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,406
−HK$1,116/mo
Today · 4.125%
HK$37,522
baseline
▲ 0.50% · 4.625%
HK$39,805
+HK$2,283/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$75,044/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$483,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,280
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,333
−HK$1,069/mo
Today · 4.125%
HK$41,402
baseline
▲ 0.50% · 4.625%
HK$43,584
+HK$2,182/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$82,804/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$483,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,193
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,474
−HK$1,302/mo
Today · 4.125%
HK$43,776
baseline
▲ 0.50% · 4.625%
HK$46,440
+HK$2,664/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$87,552/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,826
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$47,056
−HK$1,246/mo
Today · 4.125%
HK$48,302
baseline
▲ 0.50% · 4.625%
HK$50,848
+HK$2,546/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$96,604/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,962
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,609
−HK$1,674/mo
Today · 4.125%
HK$56,283
baseline
▲ 0.50% · 4.625%
HK$59,708
+HK$3,425/mo
Deposit HK$1.29M · loan HK$11.61M · min. income ≈ HK$112,566/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,920
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,500
−HK$1,603/mo
Today · 4.125%
HK$62,103
baseline
▲ 0.50% · 4.625%
HK$65,377
+HK$3,274/mo
Deposit HK$1.29M · loan HK$11.61M · min. income ≈ HK$124,206/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,883 · Scale 2, in force from 26 Feb 2026)