LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,428
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,343
−HK$930/mo
Today · 4.125%
HK$31,273
baseline
▲ 0.50% · 4.625%
HK$33,176
+HK$1,903/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$62,546/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$483,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,738
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,616
−HK$891/mo
Today · 4.125%
HK$34,507
baseline
▲ 0.50% · 4.625%
HK$36,326
+HK$1,819/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$69,014/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$483,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,314
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,412
−HK$1,116/mo
Today · 4.125%
HK$37,528
baseline
▲ 0.50% · 4.625%
HK$39,812
+HK$2,284/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$75,056/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$483,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,286
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,340
−HK$1,069/mo
Today · 4.125%
HK$41,409
baseline
▲ 0.50% · 4.625%
HK$43,591
+HK$2,182/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$82,818/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$483,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,199
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,481
−HK$1,302/mo
Today · 4.125%
HK$43,783
baseline
▲ 0.50% · 4.625%
HK$46,447
+HK$2,664/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$87,566/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$483,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,834
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$47,063
−HK$1,247/mo
Today · 4.125%
HK$48,310
baseline
▲ 0.50% · 4.625%
HK$50,856
+HK$2,546/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$96,620/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$483,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,970
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,618
−HK$1,674/mo
Today · 4.125%
HK$56,292
baseline
▲ 0.50% · 4.625%
HK$59,717
+HK$3,425/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$112,584/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,929
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,510
−HK$1,603/mo
Today · 4.125%
HK$62,113
baseline
▲ 0.50% · 4.625%
HK$65,387
+HK$3,274/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$124,226/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,959 · Scale 2, in force from 26 Feb 2026)