LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,429
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,344
−HK$930/mo
Today · 4.125%
HK$31,274
baseline
▲ 0.50% · 4.625%
HK$33,177
+HK$1,903/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$62,548/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$483,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,739
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,617
−HK$891/mo
Today · 4.125%
HK$34,508
baseline
▲ 0.50% · 4.625%
HK$36,327
+HK$1,819/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$69,016/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$483,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,315
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,413
−HK$1,116/mo
Today · 4.125%
HK$37,529
baseline
▲ 0.50% · 4.625%
HK$39,813
+HK$2,284/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$75,058/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$483,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,287
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,341
−HK$1,069/mo
Today · 4.125%
HK$41,410
baseline
▲ 0.50% · 4.625%
HK$43,593
+HK$2,183/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$82,820/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$483,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,200
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,482
−HK$1,302/mo
Today · 4.125%
HK$43,784
baseline
▲ 0.50% · 4.625%
HK$46,448
+HK$2,664/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$87,568/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$483,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,835
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$47,064
−HK$1,247/mo
Today · 4.125%
HK$48,311
baseline
▲ 0.50% · 4.625%
HK$50,858
+HK$2,547/mo
Deposit HK$3.87M · loan HK$9.03M · min. income ≈ HK$96,622/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$483,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,972
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,620
−HK$1,674/mo
Today · 4.125%
HK$56,294
baseline
▲ 0.50% · 4.625%
HK$59,719
+HK$3,425/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$112,588/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,931
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,511
−HK$1,604/mo
Today · 4.125%
HK$62,115
baseline
▲ 0.50% · 4.625%
HK$65,389
+HK$3,274/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$124,230/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$483,974 · Scale 2, in force from 26 Feb 2026)