LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,432
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,347
−HK$931/mo
Today · 4.125%
HK$31,278
baseline
▲ 0.50% · 4.625%
HK$33,181
+HK$1,903/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$62,556/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,743
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,621
−HK$891/mo
Today · 4.125%
HK$34,512
baseline
▲ 0.50% · 4.625%
HK$36,331
+HK$1,819/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$69,024/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,318
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,417
−HK$1,116/mo
Today · 4.125%
HK$37,533
baseline
▲ 0.50% · 4.625%
HK$39,817
+HK$2,284/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$75,066/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,291
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,345
−HK$1,069/mo
Today · 4.125%
HK$41,414
baseline
▲ 0.50% · 4.625%
HK$43,597
+HK$2,183/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$82,828/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,205
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,486
−HK$1,303/mo
Today · 4.125%
HK$43,789
baseline
▲ 0.50% · 4.625%
HK$46,453
+HK$2,664/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$87,578/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,840
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$47,069
−HK$1,247/mo
Today · 4.125%
HK$48,316
baseline
▲ 0.50% · 4.625%
HK$50,863
+HK$2,547/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$96,632/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,977
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,625
−HK$1,675/mo
Today · 4.125%
HK$56,300
baseline
▲ 0.50% · 4.625%
HK$59,725
+HK$3,425/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$112,600/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$484,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,937
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,518
−HK$1,603/mo
Today · 4.125%
HK$62,121
baseline
▲ 0.50% · 4.625%
HK$65,396
+HK$3,275/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$124,242/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$484,024 · Scale 2, in force from 26 Feb 2026)