LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,433
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,348
−HK$930/mo
Today · 4.125%
HK$31,278
baseline
▲ 0.50% · 4.625%
HK$33,182
+HK$1,904/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$62,556/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,744
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,622
−HK$891/mo
Today · 4.125%
HK$34,513
baseline
▲ 0.50% · 4.625%
HK$36,332
+HK$1,819/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$69,026/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,319
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,418
−HK$1,116/mo
Today · 4.125%
HK$37,534
baseline
▲ 0.50% · 4.625%
HK$39,818
+HK$2,284/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$75,068/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,292
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,346
−HK$1,069/mo
Today · 4.125%
HK$41,415
baseline
▲ 0.50% · 4.625%
HK$43,598
+HK$2,183/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$82,830/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,206
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,488
−HK$1,302/mo
Today · 4.125%
HK$43,790
baseline
▲ 0.50% · 4.625%
HK$46,454
+HK$2,664/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$87,580/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,841
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,070
−HK$1,248/mo
Today · 4.125%
HK$48,318
baseline
▲ 0.50% · 4.625%
HK$50,865
+HK$2,547/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$96,636/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,979
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,627
−HK$1,674/mo
Today · 4.125%
HK$56,301
baseline
▲ 0.50% · 4.625%
HK$59,727
+HK$3,426/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$112,602/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$484,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,938
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,519
−HK$1,604/mo
Today · 4.125%
HK$62,123
baseline
▲ 0.50% · 4.625%
HK$65,397
+HK$3,274/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$124,246/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$484,037 · Scale 2, in force from 26 Feb 2026)