LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,433
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,349
−HK$930/mo
Today · 4.125%
HK$31,279
baseline
▲ 0.50% · 4.625%
HK$33,182
+HK$1,903/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$62,558/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,744
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,622
−HK$891/mo
Today · 4.125%
HK$34,513
baseline
▲ 0.50% · 4.625%
HK$36,333
+HK$1,820/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$69,026/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,320
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,419
−HK$1,116/mo
Today · 4.125%
HK$37,535
baseline
▲ 0.50% · 4.625%
HK$39,819
+HK$2,284/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$75,070/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,293
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,347
−HK$1,069/mo
Today · 4.125%
HK$41,416
baseline
▲ 0.50% · 4.625%
HK$43,599
+HK$2,183/mo
Deposit HK$5.16M · loan HK$7.74M · min. income ≈ HK$82,832/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,207
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,488
−HK$1,303/mo
Today · 4.125%
HK$43,791
baseline
▲ 0.50% · 4.625%
HK$46,455
+HK$2,664/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$87,582/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,842
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,071
−HK$1,248/mo
Today · 4.125%
HK$48,319
baseline
▲ 0.50% · 4.625%
HK$50,866
+HK$2,547/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$96,638/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,980
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,628
−HK$1,674/mo
Today · 4.125%
HK$56,302
baseline
▲ 0.50% · 4.625%
HK$59,728
+HK$3,426/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$112,604/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$484,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,940
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,520
−HK$1,604/mo
Today · 4.125%
HK$62,124
baseline
▲ 0.50% · 4.625%
HK$65,399
+HK$3,275/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$124,248/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$484,046 · Scale 2, in force from 26 Feb 2026)