LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,436
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,352
−HK$930/mo
Today · 4.125%
HK$31,282
baseline
▲ 0.50% · 4.625%
HK$33,185
+HK$1,903/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$62,564/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,747
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,625
−HK$891/mo
Today · 4.125%
HK$34,516
baseline
▲ 0.50% · 4.625%
HK$36,336
+HK$1,820/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$69,032/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,323
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,422
−HK$1,116/mo
Today · 4.125%
HK$37,538
baseline
▲ 0.50% · 4.625%
HK$39,822
+HK$2,284/mo
Deposit HK$5.16M · loan HK$7.75M · min. income ≈ HK$75,076/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,297
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,351
−HK$1,069/mo
Today · 4.125%
HK$41,420
baseline
▲ 0.50% · 4.625%
HK$43,603
+HK$2,183/mo
Deposit HK$5.16M · loan HK$7.75M · min. income ≈ HK$82,840/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,210
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,492
−HK$1,303/mo
Today · 4.125%
HK$43,795
baseline
▲ 0.50% · 4.625%
HK$46,459
+HK$2,664/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$87,590/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,846
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,076
−HK$1,247/mo
Today · 4.125%
HK$48,323
baseline
▲ 0.50% · 4.625%
HK$50,870
+HK$2,547/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$96,646/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,985
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,633
−HK$1,674/mo
Today · 4.125%
HK$56,307
baseline
▲ 0.50% · 4.625%
HK$59,734
+HK$3,427/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$112,614/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$484,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,945
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,526
−HK$1,604/mo
Today · 4.125%
HK$62,130
baseline
▲ 0.50% · 4.625%
HK$65,405
+HK$3,275/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$124,260/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$484,090 · Scale 2, in force from 26 Feb 2026)