LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,437
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,353
−HK$930/mo
Today · 4.125%
HK$31,283
baseline
▲ 0.50% · 4.625%
HK$33,187
+HK$1,904/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$62,566/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,749
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,627
−HK$891/mo
Today · 4.125%
HK$34,518
baseline
▲ 0.50% · 4.625%
HK$36,337
+HK$1,819/mo
Deposit HK$6.45M · loan HK$6.45M · min. income ≈ HK$69,036/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,325
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,423
−HK$1,117/mo
Today · 4.125%
HK$37,540
baseline
▲ 0.50% · 4.625%
HK$39,824
+HK$2,284/mo
Deposit HK$5.16M · loan HK$7.75M · min. income ≈ HK$75,080/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,298
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,352
−HK$1,070/mo
Today · 4.125%
HK$41,422
baseline
▲ 0.50% · 4.625%
HK$43,605
+HK$2,183/mo
Deposit HK$5.16M · loan HK$7.75M · min. income ≈ HK$82,844/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,212
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,494
−HK$1,303/mo
Today · 4.125%
HK$43,797
baseline
▲ 0.50% · 4.625%
HK$46,461
+HK$2,664/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$87,594/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,848
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,078
−HK$1,247/mo
Today · 4.125%
HK$48,325
baseline
▲ 0.50% · 4.625%
HK$50,872
+HK$2,547/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$96,650/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,987
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,635
−HK$1,675/mo
Today · 4.125%
HK$56,310
baseline
▲ 0.50% · 4.625%
HK$59,736
+HK$3,426/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$112,620/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,948
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,528
−HK$1,604/mo
Today · 4.125%
HK$62,132
baseline
▲ 0.50% · 4.625%
HK$65,407
+HK$3,275/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$124,264/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,111 · Scale 2, in force from 26 Feb 2026)