LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,439
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,354
−HK$931/mo
Today · 4.125%
HK$31,285
baseline
▲ 0.50% · 4.625%
HK$33,188
+HK$1,903/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,570/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,750
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,629
−HK$891/mo
Today · 4.125%
HK$34,520
baseline
▲ 0.50% · 4.625%
HK$36,339
+HK$1,819/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,040/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,327
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,425
−HK$1,117/mo
Today · 4.125%
HK$37,542
baseline
▲ 0.50% · 4.625%
HK$39,826
+HK$2,284/mo
Deposit HK$5.16M · loan HK$7.75M · min. income ≈ HK$75,084/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,300
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,354
−HK$1,070/mo
Today · 4.125%
HK$41,424
baseline
▲ 0.50% · 4.625%
HK$43,607
+HK$2,183/mo
Deposit HK$5.16M · loan HK$7.75M · min. income ≈ HK$82,848/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,214
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,496
−HK$1,303/mo
Today · 4.125%
HK$43,799
baseline
▲ 0.50% · 4.625%
HK$46,464
+HK$2,665/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$87,598/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,850
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,080
−HK$1,248/mo
Today · 4.125%
HK$48,328
baseline
▲ 0.50% · 4.625%
HK$50,875
+HK$2,547/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$96,656/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,990
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,638
−HK$1,675/mo
Today · 4.125%
HK$56,313
baseline
▲ 0.50% · 4.625%
HK$59,739
+HK$3,426/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$112,626/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,951
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,532
−HK$1,604/mo
Today · 4.125%
HK$62,136
baseline
▲ 0.50% · 4.625%
HK$65,411
+HK$3,275/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$124,272/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,136 · Scale 2, in force from 26 Feb 2026)